Thursday, 13 August 2009

How to Budget Shop: The Rules


Ah, the ever-present problem of the newly independent: how to make the money you got, stretch to cover the stuff you want. Ever since the first time we gain any kind of financial independence, be it a weekly allowance as a kid or a starting salary as a recent graduate, we are faced with the dilemma of finding out how to spend what we have to get what we need (and some of what we want). Whether you fancy yourself a bohemian babe that doesn't need much or an easy going guy with a laid back attitude to life, you really need to know where your finances go. And unless you discover the fabled "money tree" this will always be an issue. So why not learn to manage your money? Dearest devotees, I promise it won't hurt.

To me, budget shopping has more to do with approaching it with a goal in sight and a well thought out plan, rather than seeking out the latest bargain. And while this series will touch on bargain hunting and thrift store shopping, I believe the best way to shop wisely is to shop thoughtfully and consciously. Also, even though this series will mostly deal with clothes and accessories shopping, some of the rules can be applied to all types of shopping. After all, if you actually know that buying that $300 bag is going to leave you struggling to meet ends meet for the next couple of weeks, it'll be a whole lot easier to let it go. So, here are a couple of basic rules that I see as the foundations of successful budget shopping:


Make and actually use a comprehensive shopping list: It doesn't have to be written down on a little piece of paper or anywhere really if all you need is to get a few groceries (and if you know that you will be resist that lovely D&G bag in the window). Better yet have a running one on organising programmes like Evernote and OneNote. I will explain this more later on in the series, too.


Know how much you have available: In order to avoid those high stress days at the end of the month spent wondering where in the world all your funds went to, you need to note all your sources of income, their amounts and all of your expenses, too. Then you can actually know how much you can afford to spend without going overboard.
Always calculate cost-per-wear: This becomes hugely important when you start buying designer labels. Determine the worth of a particular item by dividing its price by the approximate number of times you'll use it, or how frequently you will use it. Also, avoid buying stuff just because its cheap. Chances are it won't last long and it still won't be worth the price tag anyway.

Spend money on investment pieces and classics: When shopping the trends of the season, the first thing you should do is look for pieces that have the least of the "trend" factor i.e. it suits you and your personal style fabulously, is in a colour that you love and that works with most of your wardrobe, and is of good quality. Examples: dark wash jeans of the latest cut, clothes in neutral colours or your favorite colour, etc.

Shop your closet: Know what you have and make it work. When shopping look to fill the gaps in your wardrobe. Try to avoid buying multiple copies of outfits. It may sound obvious but chances are if you liked it enough to buy it in the first place, you may actually buy it or something similar to it again.

♥Remake and Recreate: Simple things like changing the buttons of an old coat and adding accessories like a corsage to an old top can breathe new life into your wardrobe. DIY is all the rage right now, and if you can't bear to part with your stuff, why not hit the thrift and vintage stores. You could find your next signature piece there.
These are the rules that I feel are the basics of good shopping skills. In the next part of this series I will go more into detail on the concept of investment pieces, basics and classics. If you want to follow this series and be informed of the next post, subscribe via Google or FeedBurner or sign up to receive email updates.

Love you all and Stay inspired,

P.S. So let me know what you think. What are some of the things you keep in mind when you are stripped for cash? How do you stay out of the red? Feel free to let me know in the comments below.
(Pictures from: Daniel Y. Go and Skulled )

5 comments:

Kate said...

Cost per wear is totally important. Also important to go for quality over quantity :) Waste not want not!

Luinae said...

I always make a shopping list before I go anywhere- partially because I am an organizational freak and partially because it's a good idea, like you mentioned above.

Aury said...

-Kate: Exactly: Like sometimes its better just to invest in the expensive but good quality stuff. Then u naturally reduce waste cos u wont be buying as much.
- Luinae: yeah- i need a shopping list to stay on track. But generally i just make a lot of lists particularly to do lists.

Dubai Stylista said...

Great article! Simple things we all need to be reminded of every now and then.

Aury said...

-Dubai Stylista: Thanks!

Post a Comment

Hello my darlings!
Thank you, thank you,Thank You for deciding to leave a comment :) I just love hearing from you and interacting with you amazing people. This is why I blog. I love comments, compliments, and totally accept words of advice given in a friendly and positive manner. Negativity is not welcome here. I love all of my darling devotees and would never want to hurt you. I hope you feel the same way, too.

Blog Widget by LinkWithin

Polyvore: Inspiration centre

Popular Posts

Welcome!

"Come with me,
and See this World,
Through the eyes
of an Ordinary Girl"

An Ordinary Girl's World is a blog for stylish and artistic teens, college students and young adults, creatively finding their way in this world. Its about expressing yourself through your personal style, your lifestyle, your relationships and friendships.
This site will feature articles on fashion, love and life in general, with topics ranging from the latest trends in fashion, beauty and lifestyle, personal style, artistic inspiration pieces and real life survival guides.
Email address:
aury4eva@gmail.com


About Me

Frannie
Hello! I am Frannie a.k.a Frances Anne and I am a 21 year old Catholic Missionary. I am Nigerian but have lived all over the world and I currently live and serve in the U.S. I love God, others and life in general. I bubble over with joy everyday and would love to share my joy with you.
View my complete profile

My Devotees

Say Hey My darlings

Say Hey My darlings
Have questions, comments? Need advice? Feel free to email me:aury4eva@gmail.com

I love my darlings

I love my darlings
from Canadieren

Follow AOGW with bloglovin

Follow An Ordinary Girls World: Fashion, Love, Life

Want to receive posts by email?

Enter your email address:

Delivered by FeedBurner

Go Green too, darlings

Latest additions to My Gallery

There was an error in this gadget